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Every way a Canadian customer wants to pay

Take card, Apple Pay and Google Pay online, let customers pay straight from their bank account, or put your own e-Transfer details on the invoice so nobody pays a processing fee just to settle a bill.

Billing & Payments in a Canadian small business
Ways to pay
Card2.9% + 30¢
Apple Pay / Google Pay2.9% + 30¢
Pay by bank (ACSS)~1%
e-Transferfree
Cheque / cashfree
On every invoice
Institution0001
Transit12345
Account•••• 4471
The basics

What Billing & Payments does for you

Card, wallet, or straight from the bank

One payment page with every option on it. Card and digital wallets settle instantly; pay-by-bank costs a fraction of card fees on larger invoices.

Ways to pay
Card2.9% + 30¢
Apple Pay / Google Pay2.9% + 30¢
Pay by bank (ACSS)~1%
e-Transferfree
Cheque / cashfree

Your bank details, not just ours

Add your own e-Transfer address, wire instructions and cheque payee to any invoice. Some customers prefer it, and it costs neither of you anything.

On every invoice
Institution0001
Transit12345
Account•••• 4471

Recurring billing that runs itself

Set an invoice to repeat weekly, monthly or annually. It generates, sends and chases on its own, and stops when you tell it to.

Recurring · monthly
Next issue01 Aug 2026
AmountC$1,450.00
Sent so far14
StatusActive

Reminders you don't have to write

Nummo nudges before the due date and again after, in your words. Most invoices get paid before you'd have noticed they were late.

Reminder schedule
3 days before dueSent
On due dateSent
7 days overdueScheduled
14 days overdueScheduled
How it works

Three steps, and only one of them is yours

Add your methods

Connect Stripe for cards and wallets, and paste in your own bank details.

Send the invoice

Your customer picks whichever way suits them on one page.

It reconciles itself

The payment lands, matches your imported bank statement and posts — including the processing fee.

Three quarters
of a card fee disappears when they pay by bank

On a C$5,000 invoice that's roughly C$145 versus C$50. Give your customer the choice and most of them will take it.

See it on your own books
Payment · INV-1043
Invoice totalC$5,339.25
Paid byPay by bank
Processing feeC$53.39
Same by cardC$185.14
You keptC$131.75 more
Works with

The rest of the ledger, already connected

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