A sole trader invoicing from a van and a fifty-person company running payroll in three provinces need the same books underneath and almost nothing else in common. Find the one that sounds like you.
You are the whole business, so the books have to take about ten minutes a week. Invoice from your phone between jobs, photograph the receipts, and arrive at tax time with the expenses already sorted instead of in a shoebox.
The first time anyone looks hard at your accounting is usually the worst possible moment — a raise, a grant application, or a buyer's diligence. Starting on a real double-entry ledger costs you nothing now and saves a forensic clean-up later.
Most small Canadian businesses aren't avoiding bookkeeping because it's hard — they're avoiding it because the software makes an ordinary week feel like an accounting exam. Nummo does the sales tax, matches the bank, and chases the invoices.
Once there's a bookkeeper, a controller and a manager who approves things, the risk stops being arithmetic and starts being process. Roles, approvals and a locked period matter more than another report.
A non-profit's year-end isn't only about whether the books balance — it's about proving that restricted money was spent on what it was restricted to. That's a tracking problem, and it's one Nummo already solves for job costing.
Business size tells you how much process you need. Your industry tells you which parts of the ledger you'll live in. These are the six we've built for hardest — each one has its own guide.
Working in one of these and want to know how it handles your particular mess? Ask us — we'd rather show you on your own numbers.
Tell us how you work and we'll show you the plan and the setup that matches — including whether you need payroll or trust accounting.
Tell us where your books live today and we'll show you exactly what switching looks like — usually a single call and a file.